Office Hours: 8am – 8pm, Monday to Sunday Email: chet@janakihomeloans.com.au

Home Loans

Simple, honest, and personalised home loan solutions.

Whether you’re buying your first home, upgrading to a bigger space, or looking for a better deal, our team is here to guide you through every step of the mortgage journey. We compare interest rates and structures across major banks and specialty lenders to find your perfect fit.

We've helped hundreds of home
buyers get in to their own home.

What are the things you should consider while getting home loan?

Interest Rate

We provide competitive interest rates that help you achieve your financial goals faster.

Offset Account

Reduce the interest charged on your loan by using your savings to offset your loan balance.

Extra Repayments

Make additional repayments whenever you like to pay off your home loan sooner.

Withdrawal

Easy access to your funds with convenient withdrawal options when you need them most.

Annual Fee

Transparent fee structures with no hidden costs, keeping your loan management simple.

Cash Back

Benefit from exclusive cash back offers when you choose the right loan product with us.

Credit History

We work with you to find solutions that fit your unique credit profile and financial history.

Redraw Facility

Flexibility to redraw extra funds you've already paid into your home loan.

We Make Your Home Loan Journey Simple & Stress-Free

Our expert brokers handle the heavy lifting, from initial research to final settlement, so you can focus on finding your dream home.

01

Free Consultation

We discuss your goals, financial situation, and property aspirations.

02

Research & Comparison

We compare 30+ lenders to find the most competitive rates and features for you.

03

Application & Approval

We manage all the paperwork and follow up with the bank for a fast approval.

04

Settlement & Support

We guide you through the final steps and remain your partner for life.

Home Loan Process
Trusted by 1500+ Clients

Our Network of 30+ Trusted Lenders

We work with Australia's leading banks and financial institutions to bring you the best options.

ANZ
ANZ
CommBank
CBA
nab
NAB
Westpac
Westpac
MACQUARIE
Macquarie
ING
ING
SUNCORP
Suncorp
ZRedZed
RedZed
MORTGAGE MART
Mortgage Mart
Valiant
Valiant Finance
AQUAMORE
Aquamore

...and many more specialty lenders.

Frequently Asked Questions

Get answers to the most common questions about home loans and our process.

How much can I borrow for a home loan?

Your borrowing capacity depends on several factors including your income, existing debts, living expenses, and the size of your deposit. Our brokers use advanced tools to give you an accurate estimate from multiple lenders.

What is the minimum deposit required?

What is the difference between fixed and variable rates?

How long does the home loan approval process take?

EXPERTISE YOU CAN TRUST

Looking for Genuine Home Loan Consultation?

Book an appointment with our expert brokers for a personalized strategy tailored to your needs.

Personalized Strategy
30+ Lender Options
Zero Service Fee
Multilingual Support: English • Nepali • Hindi • Punjabi • Urdu
Expert Mortgage Broker
15+Years Customer
Care & leadership
WhatsApp ChatCall 0403 034 899