Honest Loan Advice
We provide objective recommendations based solely on your best interests.
Navigating the complex world of mortgages so you don't have to. We provide expert guidance for home loans, refinancing, and investment property finance.

At Melbourne based Janaki Home Loans, we provide simple, honest, and personalised mortgage advice. We believe that everyone deserves a place to call home. Our mission is to simplify the mortgage process, providing transparent guidance and competitive solutions for first-home buyers, investors, and those looking to refinance.
We proudly offer mortgage advisory services in: English | Nepali | Hindi | Punjabi | Urdu
Janaki Home Loans was founded by a highly qualified professional possessing an MBA (Master of Business Administration) and MPA (Master of Professional Accounting). With over 15+ years of extensive experience in high-end hospitality leadership, our founder transitions key values of client-first dedication, high integrity, and flawless detail management directly to your lending experience.
Proud member of the Finance Brokers Association of Australia, committing to peak professionalism.
Registered with the Australian Financial Complaints Authority for fully compliant, ethical practice.


Reliable advice you can count on at every step.
No hidden fees, no jargon. Just clear communication.
Years Customer Care & leadership
Lender Partners
Rated Service
Whatever your financial goals, we have the right loan product for you.
Step into your first home with confidence. We help you navigate grants and low-deposit options.
Learn MoreLower your monthly payments or unlock equity with our expert refinancing strategies.
Learn MoreBuild your wealth through property. We find the best structures for tax efficiency and growth.
Learn MoreSpecialized lending solutions for non-residents and expats looking to invest in Australia.
Learn MoreWe compare hundreds of products from 30+ lenders to ensure you get the most competitive rate.
Learn MoreTired of paperwork? We handle all the forms and communication with the banks for you.
Learn MoreWe don't just provide loans; we provide a partnership built on integrity and excellence.
We provide objective recommendations based solely on your best interests.
Our massive network allows us to negotiate the most competitive interest rates for you.
From application to settlement and beyond, we handle the heavy lifting.
Your financial goals are our top priority. We listen, then we deliver.
Book an appointment with our expert brokers for a personalized strategy tailored to your needs.
